A Self-Directed IRA (SDIRA) differs from a standard IRA due to the unique investments it can hold. Unlike standard IRAs which hold publicly traded assets, such as stocks and bonds, a SDIRA can hold a wider scope of investments - such as real estate and private notes. While the freedom and versatility that come with an SDIRA sound... [ Read More ]
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The Quest IRA Blog
Be either a lender or a borrower: private money lending
Did you know you can easily create your own investment bank with private money lending when you utilize a self-directed IRA (SDIRA)? The potential to enjoy a healthy cash yield is just one of the many exciting possibilities afforded by the money-lending aspect of SIDRAs. Existing notes can be bought, whether fractional or whole, from the originator, but... [ Read More ]
5 Things You Should Know About Investing in Real Estate with Your SDIRA
A diversity of investment options for your IRA is an important factor in successfully growing your retirement fund. One of the many benefits of a self-directed IRA (SDIRA) is that you have the opportunity to invest in real estate. Real estate investments can be very lucrative for the right person, and you can use your SDIRA to invest... [ Read More ]
Building A Tax-Free Future with A ROTH IRA
Everyone has a plateful of financial goals that seems to grow by the day. There are those who are looking to buy their first homes, repay their student debts, or make significant investments in autos or real estate. However, there is still one more thing that concerns them – how to secure their future. Everybody wants to build... [ Read More ]
Laying a Foundation for a Tax-Free Future
What are tangible assets? Tangible assets have a physical value: think real estate, notes, and even private businesses. These are different from intangible assets, which are investments in the market and include stocks, bonds, and mutual funds. Why should I invest in them? To diversify your funds. Diversification is the main reason people choose to invest in tangible... [ Read More ]
Using your Self-Directed IRA to buy Commercial Property
Your Self-Directed IRA is a powerful tool that provides you with flexible investment options in a variety of assets. Your retirement savings can go into investing in several types of companies. These companies may be limited liability companies, joint ventures, LPs, and more. And this also includes the ability to invest in commercial property. Traditional real estate investing... [ Read More ]
How to Pay for Medical & Educational Expenses Tax-Free
HSAs, or Health Savings Accounts, and ESAs, or Coverdell Education Savings Accounts, are both ways for consumers to invest in their future by putting money away for a specific purpose. While many people are aware of the existence of these types of accounts, not many consumers know the difference between them or how they differ from a traditional... [ Read More ]
3 Alternative Investments Your Self-directed IRA Can Fund
A self-directed IRA has some distinct differences from an IRA held at a traditional type of custodian. Generally, with traditional custodians, investments are limited to stocks, CDs, bonds, mutual funds, and other related types of investments. However, a self-directed IRA provides a broader range of choices, allowing account owners to diversify their holdings with a variety of investments.... [ Read More ]
Everything You Want to Know About Traditional IRA RMDs
If you have been contributing to a Traditional IRA, eventually you will need to take yearly required minimum distributions (RMDs). The first RMD is required the year you turn 70 ½, and they continue each year after that. Roth IRAs don’t require RMDs, since those contributions were made post-tax. RMDs on Traditional IRAs are the government’s way of... [ Read More ]
Difference Between a Roth IRA and a Roth 401(k)
Many people can find similarities between a Roth 401(k) and a Roth IRA. Each contribution for each type of account will be made after taxes have been completed. The earnings from these accounts can be removed without being taxed at the age of 59 ½. Though these accounts have many parallels and similarities, they are also very different... [ Read More ]