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The Quest IRA Blog

When is it appropriate to do a direct rollover from 401K to Roth IRA?

Roth IRA rollovers are familiar with individuals who have separated from their employers. In most cases, this is due to reasons such as retirement or acquiring a new job. Usually, IRA acts as investment vehicles that allow for healthy retirement income planning and investment options. There are many options for doing 401(k). However, it is crucial that one... [ Read More ]

What are the requirements for making spousal IRA contributions?

A spousal IRA is an excellent option for employed spouses to contribute to an individual retirement account on behalf of a spouse that has little to no income. Many IRS-approved financial institutions such as banks, brokerage companies, and credit unions offer these plans. Spousal IRAs can be either a traditional or a Roth IRA. Spousal IRA contribution requirements... [ Read More ]

The Little IRA That Could

A Self-Directed IRA (SDIRA) differs from a standard IRA due to the unique investments it can hold. Unlike standard IRAs which hold publicly traded assets, such as stocks and bonds, a SDIRA can hold a wider scope of investments - such as real estate and private notes. While the freedom and versatility that come with an SDIRA sound... [ Read More ]

Be either a lender or a borrower: private money lending

Did you know you can easily create your own investment bank with private money lending when you utilize a self-directed IRA (SDIRA)? The potential to enjoy a healthy cash yield is just one of the many exciting possibilities afforded by the money-lending aspect of SIDRAs. Existing notes can be bought, whether fractional or whole, from the originator, but... [ Read More ]

5 Things You Should Know About Investing in Real Estate with Your SDIRA

A diversity of investment options for your IRA is an important factor in successfully growing your retirement fund. One of the many benefits of a self-directed IRA (SDIRA) is that you have the opportunity to invest in real estate. Real estate investments can be very lucrative for the right person, and you can use your SDIRA to invest... [ Read More ]

Building A Tax-Free Future with A ROTH IRA

Everyone has a plateful of financial goals that seems to grow by the day. There are those who are looking to buy their first homes, repay their student debts, or make significant investments in autos or real estate. However, there is still one more thing that concerns them – how to secure their future. Everybody wants to build... [ Read More ]

Laying a Foundation for a Tax-Free Future

What are tangible assets? Tangible assets have a physical value: think real estate, notes, and even private businesses. These are different from intangible assets, which are investments in the market and include stocks, bonds, and mutual funds. Why should I invest in them? To diversify your funds. Diversification is the main reason people choose to invest in tangible... [ Read More ]

Using your Self-Directed IRA to buy Commercial Property

Your Self-Directed IRA is a powerful tool that provides you with flexible investment options in a variety of assets. Your retirement savings can go into investing in several types of companies. These companies may be limited liability companies, joint ventures, LPs, and more. And this also includes the ability to invest in commercial property. Traditional real estate investing... [ Read More ]