Read articles about self directed IRAs, 401k plans and retirement investment. Learn how to buy real estate, notes and precious metals with your IRA and more.
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When people are planning out their futures, they want to know that they are going to be covered for life. They want to know that ...Why It’s Important To Open A Self-Directed IRA This Year
The unfortunate truth for many retirement savers is that they aren’t able to accumulate large nest eggs merely because they never got started. It’s a ...What’s Your Self-Directed IRA Investing Plan For The New Year?
Many of us tend to think about our “big picture” financial issues relatively infrequently. A once a year review is often all the time we’re ...MAJOR CHANGE in interpretation of 60 day rollover rule
UPDATE The Tax Court ruled in the case of Bobrow v. Commissioner, T.C. Memo 2014-21, that the one-time per 12 calendar month 60-day rollover rule applies ...
Real Estate Investments in your IRA
Common Questions IRA Holders Have About Property Taxes
As the year comes to an end, Self-Directed IRA holders using their IRA to invest in assets like real estate or commercial properties have to ...How to Invest in Real Estate with Non-Recourse Loans
When using your Self-Directed IRA, there might come a time when you need to get additional funds for a deal. Sometimes, other strategies like partnering, ...How to Hold AirBnbs in your Self-Directed IRA the RIGHT Way!
Have you ever imagined sleeping in a railroad container or a renovated school bus? These are just some of the quirky, unique stays that you ...How to Submit a Real Estate Investment with the QTC Investment Hub
Change the way you submit an investment with the new, online QTC Investment Hub in the Client Portal! You now have the ability to submit ...Analyzing Different Real Estate Strategies for Self-Directed IRAs with Guest Speaker: Shenoah Grove
Self-Directed IRAs are perfect vehicles for creating tax-advantaged buckets of wealth for the future, and they also let investors save for their retirement by investing ...Understanding How to Buy and Sell Real Estate in a Self-Directed IRA
Times are changing. The way many Americans have been taught to invest just doesn’t work anymore. With the unpredictability of traditional investing, more people have ...The Best Alternative Investments That You’ve Never Heard Of
After years of diminishing returns on the stock market, more and more financially savvy people are looking towards alternative investments. But what are alternative investments? Strictly ...Buying Real Estate in an IRA: Understanding Why and How
As Americans have become more interested and involved in their retirement options, Self-Directed IRAs and the opportunity to invest in non-traditional assets have been gaining ...How Real Estate Syndication Works
Real estate syndication is a strategy that investors can use to pool their resources and invest in large real estate projects. If you’re looking to invest ...Mistakes Real Estate IRA Investors Make
For investors who have the means, the time, and a custodian willing to handle one, real estate investments can be a great way to secure ...
Note Investments and Private Lending in your IRA
Either a Lender or a Borrower Be: Private Money Lending Out of Your IRA
Personally, I think Shakespeare had it wrong when he penned this advice in Hamlet: “Neither a borrower nor a lender be; For loan oft loses ...Top Ten Things You Need to Know When Investing in Real Estate Notes with Your IRA
Investing in real estate notes with your IRA is one of the most popular self-directed IRA investments available. But with this popularity comes common mistakes ...
Entity Investments in your IRA
What Are Private Entities?
Are private entities the same as private companies? How do private entities gain funding? If you’re curious about what exactly a private entity is and what ...Characteristics of the best IRA custodian
The internal revenue service (IRS) decree holds that Individual Retirement Accounts (IRAs) should have a custodian. The custodian is a financial institution that holds the ...Using A Self-Directed IRA To Move Beyond Stocks And Mutual Funds
Setting up a new self-directed IRA with a custodian such as Quest Trust Company can be one of the best ways to retirement planning efforts ...Steps For Rolling Over Existing Accounts Into A Self-Directed IRA
As people work their way through one or more careers, and have several (if not dozens) of jobs, they can easily accumulate multiple retirement accounts. ...Selecting Your First Real Estate Investment For Your Self-Directed IRA
Let’s say that like many individuals who are setting up their first self-directed IRA, perhaps drawn to the offerings of custodians such as Quest Trust ...Is A Self-Directed IRA More Powerful Than Your 401(k) At Work?
Most individual retirement savers have a wide range of opportunities and account options to help them save. Quite often it comes down to two basic ...Entity Investments in Your IRA – Advantages, Cautions and Legal Considerations
This article is part of a series of articles discussing some issues arising when investing your IRA into an entity, such as a limited liability ...Entity Investments in Your IRA – Is Your Investment Income Taxable to the IRA?
This article is part of a series of articles discussing some issues arising when investing your IRA into an entity, such as a limited liability ...Entity Investments in Your IRA – Prohibited Transactions and Disqualified Persons
This article is part of a series of articles discussing some issues arising when investing your IRA into an entity, such as a limited liability ...Entity Investments in Your IRA – Who Cares About the Plan Asset Regulations?
This article is part of a series of articles discussing some issues arising when investing your IRA into an entity, such as a limited liability ...
The Truth about Checkbook Control IRAs
Checkbook Control IRA-Owned LLCs Just Got Riskier
By: H. Quincy LongAttorney at Law and CEO of Quest Trust Company A very popular idea in the self-directed IRA industry is to have what some have ...Pros and Cons of Checkbook Control IRAs: Guest Interview with Attorney Jeff Watson
As Self-Directed IRAs gain popularity in the investing world thanks to their many benefits, one type of account in the industry has taken the spotlight: ...Entity Investments in Your IRA – Swanson v. Commissioner and the “Checkbook Control” IRA-Owned LLC
One of the most popular ideas in the self-directed IRA industry today is the “checkbook control” IRA. You may have wondered what exactly it means ...
Health Savings Accounts
How I Used my Health Savings Account to Buy an Airplane!
Self-Directed IRAs are often looked at as vehicles to help you save for the future, but some people have learned how to benefit from those ...Using Health Savings Accounts to Stay Healthy AND Save Money at the Same Time!
With health expenses on the rise, many people are looking for ways to reduce the amount they have to spend across the board. One tool ...Should You Invest Your HSA Funds?
Image Credit: Epic Top 10 Site Health Savings Accounts are perceived to be among the most tax-advantaged financial instruments. HSA helps people with high-deductible medical plans and ...Five Tips for Health Savings Account (HSA) Holders
Retirement comes with many perks including a health saving account (HSA). An HSA is a savings account that may be used to offset medical expenses. ...Health Savings Account: Building Wealth Through Health
By now you have probably heard of the Health Savings Account (HSA). What you may not know is just how amazing this type of account ...Health Savings Account: The Best of Both Worlds by Nathan Long
By now most people have heard of using self-directed IRAs to make purchases other than stocks, bonds, and mutual funds. Companies like Quest Trust Company ...
Coverdell ESA
How To Maximize Your Investments Funds With Partnering
It’s no secret that people choose self-directed IRAs because of the many benefits they offer, like reducing taxes and providing options for alternative investments. They ...HR 1865 SECURE Act Provisions Summary
Title I – Expanding and Preserving Retirement Savings Sec. 101. Unrelated small employers may now join together in defined contribution Multi-Employer Plans (MEPs), starting in 2021. Sec. ...2020 Investment Account Contribution Limits
If you have a 401k, SEP IRA, simple IRA, or HSA, you’ll be able to contribute more to your account(s) next year, which can help ...How to Pay for Education Expenses With Tax-Free Dollars
Many people are under the mistaken impression that a Roth IRA is the only type of self-directed account from which tax free distributions can be ...
Roth IRAs and Roth Conversions
Why You Should Consider Starting a Roth IRA
Retirement. Maybe it’s a long way off, or maybe you’re starting to see the light at the end of the tunnel. Regardless, it’s never too late ...Know Your Value: A Guide to Fair Market Values
You want to get the most out of your investment. After all, the point of any investment is to make money, so the last thing ...Important Factors To Consider When Choosing A Roth IRA
Image Credit: ccPixs.com If you are beginning to plan for your retirement or want to change your retirement savings account, you may be intrigued by a ...HR 1865 SECURE Act Provisions Summary
Title I – Expanding and Preserving Retirement Savings Sec. 101. Unrelated small employers may now join together in defined contribution Multi-Employer Plans (MEPs), starting in 2021. Sec. ...2020 Investment Account Contribution Limits
If you have a 401k, SEP IRA, simple IRA, or HSA, you’ll be able to contribute more to your account(s) next year, which can help ...Three Ways a Roth IRA Could Be for More than Retirement
When people think about IRAs, they typically associate them with retirement. After all, that is what they were designed for. However, some investors don’t realize ...What is the Age Requirement to Contribute to a Roth IRA?
With all of the different age limits and contribution limits on the various retirement accounts, it can be confusing keeping track of everything. Roth IRAs ...What Is the Maximum IRA Contribution for 2021?
Although the IRS has decided to keep contribution limits the same for retirement accounts this year as it was last year, they did raise eligible ...How Much Can You Contribute to A Roth IRA?
Every once and awhile the IRS increases contribution limits or income limits for Roth IRAs. This year, while contribution limits are staying the same, income ...When Can You Withdraw from A Roth IRA?
Although it’s best to wait until retirement to use your retirement funds, so you fully benefit from the compounded interest made on your funds, there ...
Prohibited Transactions
Prohibited Transactions and Disqualified Basics Interview with Quincy Long
Understanding prohibited transaction rules and how to follow them is arguably the most important part of self-directed IRA investing. Sometimes, it’s easy for new IRA ...IRA Prohibited Transactions
I. Investment Restrictions – What Your IRA Cannot Invest In The Internal Revenue Code does not say anywhere what investments are acceptable for an IRA. The ...
Quincy’s Top 10
Top Ten Mistakes I See People Make With Their Self-Directed IRAs
1) Not understanding the “self-directed” part of self-directed IRAs. Unlike more traditional brokerage style IRAs, self-directed IRAs do not come with any tax, legal or investment ...Top 10 Things You Need to Know About Self-Directed IRAs
There is a lot of confusion over self-directed IRAs and what is and is not possible. In this article I will discuss some of the ...
Additional Articles
MAJOR CHANGE in interpretation of 60 day rollover rule
UPDATE The Tax Court ruled in the case of Bobrow v. Commissioner, T.C. Memo 2014-21, that the one-time per 12 calendar month 60-day rollover rule applies ...To Pay or Not to Pay – That is the Question Unrelated Business Income Tax in Retirement Plans
Most people understand that an IRA is normally not a taxable trust and its income is not taxed until the income is distributed (or not ...How Do I Invest Thee? Let Me Count the Ways!
Many people find it very easy to see the benefits of self-directing their Roth and Traditional IRAs, SEP IRAs, SIMPLE IRAs, Individual 401(k)s, Coverdell Education ...“Savers Credit” basics for contributions to a self-directed IRA
In addition to all the other benefits of a self-directed IRA, did you know that you may also be eligible to receive a further tax ...